About Net Worth

A free, India-first net-worth and portfolio tracker. You enter what you own and what you owe; it computes net worth, per-asset P&L, allocation by category / asset class / sector / market cap, XIRR where purchase dates exist, idle-cash share, and single-holding concentration flags.

Asset classes supported

Indian equity, mutual funds, US equity, gold, silver, fixed deposits, recurring deposits, EPF, PPF, NPS, savings, cash, crypto, real estate, bonds, and an “other” catch-all — plus liabilities: home / personal / car / education loans, credit cards, and other loans.

Where your data lives

In your browser (localStorage) and in the JSON files you export. There is no server, no account, and no database we control. You can also keep your ledger as data/holdings.json in a private git repo and edit it with the bundled CRUD module (src/lib/crud.ts) or the CLI (scripts/crud-cli.mjs) — the same code the UI runs.

Prices

Mutual-fund NAVs come from the free AMFI daily feed (by scheme code or ISIN). Indian equity prices are a best-effort refresh; if a source is unreachable, the tracker simply keeps the price you entered. Everything works with manual prices alone.

Cost

₹0 to run. Static site on the Cloudflare Pages free tier; the only moving part is an optional GitHub Actions cron that refreshes NAVs for a git-stored ledger.

General information, not investment advice. Verify every number before you act on it.